Can I Remove Points From My Record After Pleading Guilty to a Speeding Ticket in Missouri?
In some counties in Missouri, particularly the rural ones, prosecutors will often not reduce a speeding ticket to a non-moving violation. If you plead guilty in that case, you might be able to take a class called the Driver Improvement Program (DIP) in Missouri. If you are eligible, taking the class will remove the points from your record. The judge has to approve your taking the class and it must be completed within 60 days after a guilty plea.
Now here’s the catch. Even if you take the class, the points will be taken off your record but the conviction for speeding can and will show up on your driving record. That means your insurance company will probably still increase your rates.
Remember, in Missouri if you get eight points on your Missouri driving record within 18 months your license is suspended for 30 days. Your license will be revoked for a year if you get 12 points within 12 months.
That is why DIP could be really important for you if you already have several points on your driver’s record.
Here is a link for more information about the Driver Improvement Program in Missouri: https://www.courts.mo.gov/page.jsp?id=1940
What Is An SR-22?
An SR-22 is a document prepared by an insurance company that can verify whether someone has car insurance. It is not only prepared by the insurance company but also filed by them with the Missouri Department of Revenue (the Department of Motor Vehicles, or “DMV” in Missouri).
So now that we know what an SR-22 is, when would a person need one? It is normally required when a person is seeking to either have their driver’s license reinstated or after someone has been convicted of a DWI or DUI in Missouri. An SR-22 can also be necessary if a person is convicted of reckless driving or was an uninsured driver that caused an accident.
With respect to a DWI conviction in Missouri, the SR-22 will be required for a set number of years. If the person fails to pay the premiums, the SR-22 can be cancelled and when that happens another document called an SR-26 is filed with the Missouri Department of Revenue, which notifies them of the cancellation and once received, the person’s license is suspended until a new SR-22 can be obtained and filed.
The SR-22 can be costly because the insurance company considers the person who needs one to be a high risk driver. The higher the risk of insuring someone, the higher the premiums.
The SR-22 also requires a minimum amount of coverage in Missouri, which $25,000 for one person who is killed or injured, $50,000 for two or more persons killed or injured and also $10,000 for property damage.
It’s important to remember that if you need an SR-22 that you don’t delay in getting one. If you’re license is suspended, you can’t drive and if you drive, you can get additional driving while suspended tickets in Missouri, which can lead to further costs and further problems on your driving record.
A sample of what an SR-22 document looks like can be found here: http://dor.mo.gov/pdf/sr22.pdf